Start the conversation with our Welfare Advice team
Talking about money isn’t always easy, but it can make all the difference. At Apex, our Welfare … [Read more...] about Start the conversation with our Welfare Advice team
Cost of living: advice and guidance
This page will continue to provide up-to-date information and guidance to help you cope with the cost of living. This will include information on relevant Apex services, government support, energy savings tips and budget planning.
Please revisit this page for the most up-to-date information.
Support from Apex
If you are struggling to cope with the rising cost of living, please speak to your housing officer as soon as possible. Apex offers a range of services to support our tenants and residents, including:
Moving to Universal Credit?
Universal Credit is replacing Housing Benefit, Income Related Employment and Support Allowance and Job Seekers Allowance, Income Support, Child Tax Credit and Working Tax Credit.
More information on the Move to UC.
Your guide to staying warm on a budget
This cost of living guide has been developed through collaboration between Northern Ireland Housing Associations. It is designed to help you reduce costs within your home and signpost you to sources of support if you are struggling financially.
Useful websites
Advice NI provides advice and guidance on money and debt. It also outlines a range of support for cost of living related concerns on its cost of living support webpage.
Consumer Council provides free support, advice and useful interactive tools to help consumers in Northern Ireland save money.
Energy Saving Trust provides guidance to help you make your home more energy efficient, reduce your carbon emissions and lower your energy bills.
Go Compare provides an energy cost calculator to help you find out how much it costs to run common household appliances and compare them against each other.
MoneyHelper provides free and impartial money and pensions guidance for people across the UK.
nidirect provides Northern Ireland specific information in relation to benefits and money. It also provides information about the cost of living support packages put in place by government.
NI Housing Executive has a list of oil buying clubs across Northern Ireland that could help you save money on your home heating oil.
Power to Switch is a free service that compares electricity and gas suppliers in Northern Ireland to help you find a better energy deal.
Christmas: spending smarter together
As we approach the festive season, it’s important to remember that ‘the perfect Christmas’ doesn’t … [Read more...] about Christmas: spending smarter together
Let’s talk about scams
As part of Talk Money Week 2025, Apex is encouraging everyone to have open and honest conversations … [Read more...] about Let’s talk about scams
Make your finances fitter
Yesterday, we hosted a community awareness event for local tenants at Skeoge Community Hub in … [Read more...] about Make your finances fitter
Let’s Talk Money
Today marks the start of Talk Money Week, with the theme of ‘Start the conversation’. … [Read more...] about Let’s Talk Money
Apex supports safe lending campaign this Christmas
As we approach the festive season, it’s important to remember that ‘The perfect Christmas’ doesn’t … [Read more...] about Apex supports safe lending campaign this Christmas
Let’s Talk Money: Child Trust Funds
If you were born between 1 September 2001 and 2 January 2011 and your parents or guardians received … [Read more...] about Let’s Talk Money: Child Trust Funds
Let’s Talk Money: Pension Credit
As you get older, it’s important to check that you’re receiving all the financial support available … [Read more...] about Let’s Talk Money: Pension Credit
Let’s Talk Money: Moving to Universal Credit?
Universal Credit (UC) is replacing Housing Benefit, Income Related Employment and Support Allowance … [Read more...] about Let’s Talk Money: Moving to Universal Credit?
